KLIX commission free instalments

KLIX commission free instalments

With us, you can use a newer and safer payment method – Klix. This solution was developed by Citadele bank and it safeguards your data and money. Klix allows you to make a direct bank payment from the bank account and pay in instalments by receiving an online loan offer and signing it from your phone.


Klix Pay Later allows the customers of the physical and online shop to make a purchase today but pay for it later.


To learn more about Klix interest-free payment possibility for 1, 3 or 6 months, read more here.


When making a purchase and choosing Klix Pay Later, the customers of physical and online shop will have an opportunity to receive offers from Klix partners-lenders, compare and choose the offer most relevant to them, as well as remotely sign the loan agreement for the purchase.

Who can purchase products through a loan?

Who can purchase products through a loan?

  • Any permanent resident of Latvia and Lithuania can purchase products through a loan.
  • The borrower needs to have steady, official monthly income.
  • Borrower’s age: from 18 to 80 years old.
  • Loan amount: from EUR 50 to EUR 7000.
  • Loan term: from 1 to 36 months.
  • For purchases from 1400 EUR, down payment of min. 10% has to be made.
  • To formalise a loan, a qualified Smart-ID or AS Citadele Banka online banking system, as well as a passport or ID card are needed.

To promote responsible shopping, we imposed a restriction that with Klix Pay Later one person can borrow no more than EUR 7000 within a period of 30 days.

Instructions for use

Instructions for use

The image is illustrative.

SIA We care, registration Nr. 40203068188
medical institution code 010001913
legal / actual address:
Ernesta Birznieka-Upīša iela 27-27,
Riga, LV-1011
Account: LV48HABA0551043442349
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